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How to choose an assisted living facility - Tri-County Times: Tri-County Times Newspaper: Fenton, Linden And Holly MI News Source

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How to choose an assisted living facility

You or your loved one have many options in keeping an independent lifestyle

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Posted: Thursday, July 28, 2016 2:55 pm

Assisted living facilities can be as small as a cozy home with just a few residents, to a high-rise apartment-style building with hundreds of residents.

 These facilities aren’t defined or regulated by the federal government and each state decides how they are licensed. In Michigan, assisted living is more of a marketing term that defines a number of different lifestyle options.

 Assisted living can be a great choice for people who can’t live on their own, but don’t need nursing care. A combination of housing, meals, personal care and support, social activities, 24-hour supervision and some health-related services are provided — for a price, usually paid for by the person living there or his or her family. Methods to pay for assisted living could come from long term care insurance, life insurance, veterans benefits, selling or renting if you own your home, reverse mortgage, bridge loan, private pay, annuity and Medicaid.

 If assisted living sounds like the right choice, here are a few steps to help you begin your search, according to the American Association of Retired People (AARP):

STEP 1: Check out different options

 Learn about ones you may be interested in visiting, and call individual facilities to ask for brochures, a price list, map/floor plan and a copy of the residents’ rights and rules. Then narrow down your search to ones that meet your criteria, writing down questions to ask.

 The most complete resource locally is the Genesee County Commission on Aging Senior Resource Directory (phone (810) 908-9122 for your copy).

STEP 2: Plan a visit

 Take your loved one with you and have them tour the facility with you, involving them as much as possible in the decision-making process. Pay attention to how you feel and your surroundings.

 Talk to the residents and staff and see if they genuinely seem happy in the facility. Are safety features in place? Check out a menu and see what the food is like by tasting it.

 Visit again, unannounced on a weekend or evening and see how you like the facility “on the spot.”

STEP 3: Signing the contract

 After viewing all materials, visiting each prospective residence and getting all questions answered, signing a contract is the final, most important step. Compare information from the sales brochure to the specific details in the contract. Make sure you understand what the contract says and AARP says never to sign on the day you visit. Take the contract home and review it with family members, and consider reviewing it with a financial advisor and attorney.

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1 comment:

  • vswenson posted at 1:40 am on Sat, Jul 30, 2016.

    vswenson Posts: 1

    Exploring your options first is the key in finding the perfect assisted living facility for your aging loved one. There is a variety of options available today, all the more people should follow certain guidelines when choosing a care facility for a loved one.

    Following the steps shared here can help you find the most suitable facility for your loved one. But I would just like to add additional details that can help in the selection process. I think it is important to verify if this certain facility offers quality services for ADLs or Activities of Daily Living and IADLs or Instrumental Activities of Daily Livings. For more details about these long term care services, please read this: http://ltcga.com/long-term-care-what-is-it/.

    It is important to make sure that the facilities you are about to choose provides services that can satisfy the needs of your loved one.

     

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